Lets say I have proof of full no claims bonus, built up over many years at a huge cost.
If for financial or green reasons our family are reduced to one car, if I am named as a second driver I can lose my no claims bonus.
I should be able to keep NCB, as some insurers/many would not recognize my time driving as a 2nd driver.
The motor car insurance business needs a sort out, they can not self regulate, so legislate.
Why does this idea matter?
People should be able to have a choice, if as I mentioned they wish to take a break in their driving, they should not lose their ncb.
I feel its important as we have to be more fluid, we all have to think green, and we should be able to own a car when necessary.