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Change Driver Licensing to reduce insurance premiums for all, especially small businesses

Comment 4th July 2010

Changing licensing to place restrictions on new young drivers so that they can not drive in the highest risk situations – i.e. late at night or with passengers of a similar age would reduce crashes, risk of crash and insurance premiums for all.

This is Graduated Driver Licensing – my estimates are that it could save up to 236 lives in GB each year, save around 14,000 casualties and save the economy £889M.

Why does this matter?

Young driver crashes are increasing at a time when crashes involving older drivers are decreasing. These crashes mean that insurance premiums are high for all, but particularly parents and employers of young drivers.

Savings would be seen in insurance premiums, particularly for small businesses employing young drivers, and lost days at work and productivity, both directly and indirectly. Crashes often take considerable time to clear, having a significant impact on business transport and particularly small businesses.

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