Means testing is basically a test of earnings against living costs. Where the claimant is not the actual earner – eg a 16 year old claiming EMA or university funding it should be down to testing the actual disposable income of the parents.
Why does this idea matter?
My son is penalized because although I earn an above average wage, I am also paying off debts from mistakes I made when I was younger. my disposable income is nil, my credit rating is poor.
He couldn't get EMA, and now its looking like he can't goto to university as I cant find the money to help him. I'm sure hes not the only person effected in this way.