only insuring the car, not just the driver

This will ensure that all vehicles being driven are always insured.

Why does this idea matter?

By having the vehicle insured, it would mean that anyone who drives it would be covered if there was an accident.  This would prevent anyone unintentionally driving uninsured – like if the driver becomes unable to drive – for example through illness or being over the alcohl limit, and a friend needs to drive the car instead of the original driver.

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