Allow Local Authorities to providd mortgages
Why does this idea matter?
At the moment mortgages can only be provided by greedy, profit fueled organizations. If local authorities, who have the interests of local people at heart were allowed to responsibly provided mortgages then the greedy banks etc. would have to providd more competative, locally driven rates of interest; rather than centralized rates. Also any profits made by the Local Aurthority could be re-invested in local schemes