For small businesses to be able to obtain credit facilities in a tough market!
CASE STUDY
I have a business that has been trading 10 years. No CCJs, no defaults, no unpaid items with the bank. Two of my suppliers have put adverse information on my Company crdit file. Experian had to contact them to ask if they could reveal who they were to me. They both refused. I don't know who they are, and they won't "reveal" themselves".
As a result, I don't know who to contact to correct any information or even find out what information that they can see but I can't.
Experian charges the Companies to put the information there, but I cannot access it and its stopping my business from expanding.
The credit reference agencies don't care. They say they are acting under orders.
Its unfair, unjust and it stopping small businesses from accessing credit.
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I know that this is a big gimmick and that no one will read it, but if Vince Cable *DID* ever read it he would go up the wall 'cos it smacks of unfairness. It would also be a quick win to for him to change things if he knew what massive difference it would make for businesses to access credit more readily. Nothing to do with the banks having the money, its about the businesses being able to present themselves better to the banks. Bingo! Now call me to find out more. You say that you're slashing the number of government websites, well this is a new one so please make it work efficiently.
Carl 07799 494749.