It is the right of every citizen to have access to affordable housing. However, due to the mismanagement of social housing and the continued discrimination of landlords/estate agents benefit claimants, this is not the case.

Here are some suggestions to alleviate this growing crisis in our country.

1. Landlords/Estate Agents must accept benefit claimants if they can pay the necessary deposit/fees and are of good character/credit.

2. If a Council/Association cannot house an applicant after a given time (i.e 18 months or 2 years) then the applicant should be given the necessary monies to rent privately. This should include 1 months deposit (LHA equivalent), 1 months rent in advance (LHA equivalent), administration cost (standard of the area). It can be difficult for those on low-incomes to raise this money aswell as buy furniture, tv licence, and all the other necessary costs of setting up home.

3. Ensure that Local Housing Allowance rates do reflect the actual cost of private rent in a given area. In some areas the rate seriously falls short, which means that people either have to apply for social housing or move to another area of the country away from family and friends.

4. Revise Social Housing Allocations. At present, allocations are generally made on a needs basis rather than a time-waiting basis. This means that many people, especially single people, are perpetually at the bottom of the list. Allocations should be split between needs basis and time-waiting i.e. 70% of allocations made on a needs basis and 30% on a time-waiting basis. Even if only 1 in 5 properties were allocated on a time-waiting basis, then those at the bottom of the list would eventually move up.

5. Right to buy has its merits but also problems. Sold stock should be replaced. If it cannot be, due to financial constraints on the Council/Association or lack of land, then right-to-buy should be restricted in that area.

6. Build more social housing!

Why is this idea important?

There is a serious housing crisis in this country. It needs to be addressed, and soon. Many people are in unsuitable accommodation; others are struggling financially as they cannot afford their private rent or will not claim housing benefit because of the prejudice of landlords/estate agents; others are waiting in vain for social housing. There is discrimination against benefit claimants that is contrary to fundamental human rights; lack of sufficient help for benefit claimants who have been waiting a long time for social housing to get into private rental; exploitation of housing stock by landlords; shortfalls in LHA rate and actual cost of rent; diminishing social housing stock by failure to replace those bought on right-to-buy; and unfairness in allocation of social housing which means, for example, that single parents will always jump ahead of single people. There needs to be practicality and fairness in dealing with this crisis so that everyone who is entitled to social housing, and no one knows when that may be them, can gain access to affordable housing within a reasonable time.

One Reply to “Affordable Housing”

  1. Surely an ‘affordable’ home should be as inexpensive yet decent and pleasant as possible and that means a terraced house with very small back garden and access at the rear for a garage when the occupants can afford it. So why are most UK affordable homes either hideous monstrosities or detached houses with garages, front and back gardens, wasted space at the side etc?

    P.S. I note that some west country ‘affordable’ homes are offered for sale in LONDON as holiday homes or second homes or for investment homes to let.
    Right to buy has its problem in some areas as once the sitting tenant buys their home that often sell at a very inflated price as a second home or a holiday home or holiday let.

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