Abolish Thirdy Party Motor Insurance

Uninsured drivers are a menace. These criminals are causing law abiding citizens much bother and increased costs and are a drain on the public sector via the work of the police and courts.

The aim is to reduce the number of uninsured drivers, the number of accidents and the cost of motor insurance for the average driver.

Abolish Third Party Motor Insurance and start licensing individual drivers for a broader range of vehicles and adding the cost of what was paid in third party premiums to driving licenses.

Accidents are caused by specific drivers in specific cars. Men are more motor accident prone than women, young people more prone to accidents than the middle aged.

The more powerful the car, the more likely the heavier cost of damage in an accident.

The idea is each driver would have an annual driving license, a copy of the summary to be shown on the windscreen and displayed by each driver when using the vehicle, a copy with a photograph of the driver to be on the driver at all times when driving to match the number of the license on the windscreen.

There would be a range of licenses and insurances available at different costs depending on the specific age of the driver, the gender, previous driving record, power of car (under 1 litre, under 2 litres etc) annual mileage etc.

The scheme could be operated by the government or the private sector. The government could award contracts for issuing the licenses / insurances and take a percentage of the revenues earned by the insurance companies.

Why is this idea important?

Uninsured drivers are a menace. These criminals are causing law abiding citizens much bother and increased costs and are a drain on the public sector via the work of the police and courts.

The aim is to reduce the number of uninsured drivers, the number of accidents and the cost of motor insurance for the average driver.

Abolish Third Party Motor Insurance and start licensing individual drivers for a broader range of vehicles and adding the cost of what was paid in third party premiums to driving licenses.

Accidents are caused by specific drivers in specific cars. Men are more motor accident prone than women, young people more prone to accidents than the middle aged.

The more powerful the car, the more likely the heavier cost of damage in an accident.

The idea is each driver would have an annual driving license, a copy of the summary to be shown on the windscreen and displayed by each driver when using the vehicle, a copy with a photograph of the driver to be on the driver at all times when driving to match the number of the license on the windscreen.

There would be a range of licenses and insurances available at different costs depending on the specific age of the driver, the gender, previous driving record, power of car (under 1 litre, under 2 litres etc) annual mileage etc.

The scheme could be operated by the government or the private sector. The government could award contracts for issuing the licenses / insurances and take a percentage of the revenues earned by the insurance companies.

Abolish the TV / BBC License FEE

Abolish the TV / BBC Licence Fee, massively reduce the citizen subsidy / funding of the BBC to cover independent news broadcasting only and offer the management and staff of the BBC the opportunity to make an employee buy in or sell the remaining parts to the highest bidder.

The facade of the licence fee does nothing to hide the fact that it is citizens who pay for the BBC – I believe there are over 30 million licenses issued and probably 3 million unlicensed but should be licensed sets.

The citizen subsidy for news could be given to the BBC either through a special rate of VAT imposed on TVs and broadcasting devices, collected at the point of sale, or througha general in VAT or the additional tax revenue obtained for putting most of the BBC into the private sector.

Why is this idea important?

Abolish the TV / BBC Licence Fee, massively reduce the citizen subsidy / funding of the BBC to cover independent news broadcasting only and offer the management and staff of the BBC the opportunity to make an employee buy in or sell the remaining parts to the highest bidder.

The facade of the licence fee does nothing to hide the fact that it is citizens who pay for the BBC – I believe there are over 30 million licenses issued and probably 3 million unlicensed but should be licensed sets.

The citizen subsidy for news could be given to the BBC either through a special rate of VAT imposed on TVs and broadcasting devices, collected at the point of sale, or througha general in VAT or the additional tax revenue obtained for putting most of the BBC into the private sector.

Abolish Road Fund License

Abolish Road Fund License and increase petrol duty.

The nature of a license is to give special permission to a small group of people.

With around 20 million cars on the road this is no longer appropriate.

Taxing a big car at a higher rate as a potential polluter is silly as many big cars do little mileage.

 

Why is this idea important?

Abolish Road Fund License and increase petrol duty.

The nature of a license is to give special permission to a small group of people.

With around 20 million cars on the road this is no longer appropriate.

Taxing a big car at a higher rate as a potential polluter is silly as many big cars do little mileage.