Driving licence numbers on insurance certificates

Instead of having just names on insurance certificates for vehicles, I suggest having names with driving licence numbers as well.  When an insurance company is approached by a member of the public seeking to take out a policy, all the details are taken in the usual way, with the addition of the driver's driving licence number and that of any other named drivers.

The insurance company then request from the DVLA confirmation that the licence is valid and that all the relevant points for driving offences have been declared.

Why is this idea important?

Instead of having just names on insurance certificates for vehicles, I suggest having names with driving licence numbers as well.  When an insurance company is approached by a member of the public seeking to take out a policy, all the details are taken in the usual way, with the addition of the driver's driving licence number and that of any other named drivers.

The insurance company then request from the DVLA confirmation that the licence is valid and that all the relevant points for driving offences have been declared.