Give the users of debit cards the same protection as those of credit cards

Why is this idea important?

Currently if there is a problem with a transaction where a credit card has been used the customer's funds are protected. This is a good service, but one which encourages the use of credit cards (and, therefore, increasing debt). If the same protection were afforded to users of debit cards one might see more of a transition to their use with a subsequent reduction in personal debt.

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