Insurance payouts are being treated by the courts as a money tree, the money comes from thin air and it is only afterwards that we see the downside – a huge rise in premiums.
While I have no problems with negligent event organisers etc being sued and a payout, it is now all even good organisers, and in turn ALL OF US that are paying the price/premiums. That price/premiums is forcing certain things we took for granted as children from happening at all.
The current situation is unfair, untenable and unsustainable. It needs adjusting so that insurance premiums are stopped from destroying the very things that make life worth living.