Remove the right/duty of individual concerns (including Parliament) to run their own pension schemes and replace that with a single National scheme that offers equal benefits for all.

It is right that all earners should have both a right and  a duty to pay into a pension scheme – and that their dependents shoulkd be able to look forward to the resulting benefits.

The current situation where different employers can not only syphon off the capital – and then go bankrupt – is as wrong as that MPs can look forward to pensions on a much higher scale.

The national basic pension should be a means of ensuring that people who can't work, get an income, after reaching retirement age, that continues to support them in the style to which they've become accustomed.  (That also applies to spouses who have been dependents.)

Earnings related pensions ought to be calculated on the same basis, no matter whether one is an MP, a nurse, a teacher, a 'bin man' or an agency HGV driver.

Ideally, such pensions should be calculated on a family (including all types of family) basis, so that if partners exchange the 'bread-winner' role, their retirement pension isn't prejudiced.

Gordon Brown, as chancellor, removed the tax break that made Final Salary pensions affordable.  On no matter what terms, you could make the same opportunities open to all on a consistent basis – for Prime Ministers, Bankers and Bin Men.

Grasp the nettle!

Roger

Why is this idea important?

Fairness, as in: "The Liberal Democrats exist to build and safeguard a free, fair and open society, in which we seek to balance the fundamental values of liberty, equality and community and in which no-one shall be enslaved by poverty, ignorance or conformity."

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