1. To compensate for this greatly increased activity suppliers of goods and services have to pay so much more for insurance cover.
2. A great many organisations, both private and public, now engage specialist staff to ensure that policy and operations are as blame-free as possible.
3. Throughout the country virtually every manager, committee and executive spends a significant proportion of their time in ensuring that the increasing amount of 'self-protection' detail in organisational procedures is precisely followed.
4. All this puts up the cost of goods and services thus reducing efficiency and delaying the country's economic recovery