Insurance companies are exempt from the regulations which prohibit unfair clauses and disclaimers in contracts.  This means that insurance companies are effectively exempt from consumer law.  They can charge as much as they like, but deliver as little as they like – and for any reason they like.


This exemption needs to be removed as soon as possible.

Why is this idea important?

Insurance companies charge for a service which, all too often, they fail to provide.  Any other company who did this would be breaking the law – so this law should also cover the insurance industry.

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