Prevent organisations such as Garages banning cheques, as part of their "regulations", which restrict customers means and ability to pay, simply because it is apparently more efficient to them (but is the cost of Garage Fraud factored in?)

Why is this idea important?

Reduce the need for vulnerable people to carry cash. So less chance of mugging etc.

Provide the means to monitor and control expenditure better than  a card

Provide those who help limit card fraud and identity theft by not trusting or owning Debit or Credit Cards with the freedom to choose their alternative method of payment.

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