Create a social benefit loan system

Everyone hits hard times sometimes and society as a whole has a moral obligation to assist. However, because those who live solely on social benefits are disincentivised from working if they afre better off not working, perhaps we need a system that is based on contributions made to the system.

1) NI number linkage of service use and benefits that accrue like an annual bill that can be in credit or debit based on your level of contribution and benefit from the system.

2) It is a loan if you go 'overdrawn' that becomes payable when you are self sufficient again.

3) If you fail to repay, the debt is passed to your estate.

4) Capping of benefits is introduced – a tapering system where eventually if you fail to support yourself, the state no longer has an obligation to.

5) Failure to repay a loan affects your crediting rating and deductions from bank accounts or pay.

This would STOP this ridiculous system where some people put into the system entirely for the benefit of 'scroungers'   

Why is this idea important?

Everyone hits hard times sometimes and society as a whole has a moral obligation to assist. However, because those who live solely on social benefits are disincentivised from working if they afre better off not working, perhaps we need a system that is based on contributions made to the system.

1) NI number linkage of service use and benefits that accrue like an annual bill that can be in credit or debit based on your level of contribution and benefit from the system.

2) It is a loan if you go 'overdrawn' that becomes payable when you are self sufficient again.

3) If you fail to repay, the debt is passed to your estate.

4) Capping of benefits is introduced – a tapering system where eventually if you fail to support yourself, the state no longer has an obligation to.

5) Failure to repay a loan affects your crediting rating and deductions from bank accounts or pay.

This would STOP this ridiculous system where some people put into the system entirely for the benefit of 'scroungers'   

remove the UK from the EUROPEAN UNION

 We pay millions for little return and the money saved will help clear our Countries deficit. how many business people do you know  who would invest vast sums of money in a company who haven't provided 'approved audited accounts''??? OUR GOVERNMENT DO JUST THAT!!!!

If you were a member of an expensive club and fell on hard times you would cancel your membership, so the obvious as we have fallen on hard times , as a Country, is to cancel our membership. How can we justify the millions we pay for the 'Tail to wag the dog'???

look at the expensesthe Euro MP'S claim, it makes Parlaments indiscretion look a small mistake in comparison. how many Kinnocks really work in europe for example????

Why is this idea important?

 We pay millions for little return and the money saved will help clear our Countries deficit. how many business people do you know  who would invest vast sums of money in a company who haven't provided 'approved audited accounts''??? OUR GOVERNMENT DO JUST THAT!!!!

If you were a member of an expensive club and fell on hard times you would cancel your membership, so the obvious as we have fallen on hard times , as a Country, is to cancel our membership. How can we justify the millions we pay for the 'Tail to wag the dog'???

look at the expensesthe Euro MP'S claim, it makes Parlaments indiscretion look a small mistake in comparison. how many Kinnocks really work in europe for example????

Create Money

I suggest that we should ask EVERY household to contribute some money to the deficit.  This would be mandatory but each household would CHOOSE how much they would give.  The lowest amount would be the price of a cup of coffee, ie £2.  There is no limit on the highest amount.  Businesses would be able to give as much as they want.  All people and businesses that gave over £500 would be published in some way. 

The money would be collected by a responsible high street retailer, such as Marks and Spencer, to make giving as easy as possible. This retailer would then be exempt from having to give any money.  If you make giving the money difficult, everyone will complain.

Why is this idea important?

I suggest that we should ask EVERY household to contribute some money to the deficit.  This would be mandatory but each household would CHOOSE how much they would give.  The lowest amount would be the price of a cup of coffee, ie £2.  There is no limit on the highest amount.  Businesses would be able to give as much as they want.  All people and businesses that gave over £500 would be published in some way. 

The money would be collected by a responsible high street retailer, such as Marks and Spencer, to make giving as easy as possible. This retailer would then be exempt from having to give any money.  If you make giving the money difficult, everyone will complain.