English for English – Whether you are English or not

Local Councils up and down the land create multi language versions of a lot of information, this includes employing  interpreters to provide support to those who don't speak english.

This should be stopped immediately, why?

Move the cost burden onto those who can't speak english, if they live in our country they should try to as a minimum try to learn the language, whilst this is impossible to impose on them, why should we make it easier for them not to learn at our cost?

So if someone is in this country and they want to avail themselves of local or central government information, benefits etc etc, then the onus is on them to obtain the informaiton in a way that they can understand the onus is on them to understand us, not the other way around.

Try going to France and even trying to obtain an English menu at a restaurant where you are actually paying for the pleasure of eating there!! this should be law, we will only deal in English, if you want it in a form you can understand then you can phone or friend or pay one of the many businesses that provide this service.

Why is this idea important?

Local Councils up and down the land create multi language versions of a lot of information, this includes employing  interpreters to provide support to those who don't speak english.

This should be stopped immediately, why?

Move the cost burden onto those who can't speak english, if they live in our country they should try to as a minimum try to learn the language, whilst this is impossible to impose on them, why should we make it easier for them not to learn at our cost?

So if someone is in this country and they want to avail themselves of local or central government information, benefits etc etc, then the onus is on them to obtain the informaiton in a way that they can understand the onus is on them to understand us, not the other way around.

Try going to France and even trying to obtain an English menu at a restaurant where you are actually paying for the pleasure of eating there!! this should be law, we will only deal in English, if you want it in a form you can understand then you can phone or friend or pay one of the many businesses that provide this service.

Charges for Bankruptcy

Although not in this position myself, I have been extremely close to bankruptcy before. The reason I am posting this here, is to highlight a situation a friend of mine is having at the moment. 

She lost her job in January 2009 and as a highlight of this, she has still not managed to find any work. Having a mortgage on her house, she decided that she would sell the property as she could no longer afford to keep it. The problem is, due to the poor state of the country and the housing market, she has been unable to sell it. 

The insurance she had to cover her in the event of job loss, has stopped and she has had to sell most of her possessions to try and pay the mortgage. Her only income is Job Seekers Allowance, as housing benefit is not paid for those who have a mortgage. 

She is now living in what can only be described as a shell of a house, with no furniture, no possessions and no car, as she could not afford to keep it. 

The only option available to her now is bankruptcy, but she is in such a poor state, that she can not afford to go bankrupt. She is being hounded by debt collectors and threatening letters coming through her door and her health is suffering because of it. The person she was, is long gone and all the life she had in her has been extinguished and it is certainly not through a lack of trying to get another job! She is the same as me when it comes to searching for work. Spending all her spare time applying for work, but getting no response back. 

The thing is, a lot of the stress and worries she currently has, is through the debts she can not afford and the hounding she is receiving. 

She has made enquiries about bankruptcy, but the fees which are charged for this are extortionate for someone who already has financial difficulties. The money she receives from her J.S.A, is barely enough to keep her going as it is and she just can not afford to put that money away to save up to go bankrupt. 

Why is this idea important?

Although not in this position myself, I have been extremely close to bankruptcy before. The reason I am posting this here, is to highlight a situation a friend of mine is having at the moment. 

She lost her job in January 2009 and as a highlight of this, she has still not managed to find any work. Having a mortgage on her house, she decided that she would sell the property as she could no longer afford to keep it. The problem is, due to the poor state of the country and the housing market, she has been unable to sell it. 

The insurance she had to cover her in the event of job loss, has stopped and she has had to sell most of her possessions to try and pay the mortgage. Her only income is Job Seekers Allowance, as housing benefit is not paid for those who have a mortgage. 

She is now living in what can only be described as a shell of a house, with no furniture, no possessions and no car, as she could not afford to keep it. 

The only option available to her now is bankruptcy, but she is in such a poor state, that she can not afford to go bankrupt. She is being hounded by debt collectors and threatening letters coming through her door and her health is suffering because of it. The person she was, is long gone and all the life she had in her has been extinguished and it is certainly not through a lack of trying to get another job! She is the same as me when it comes to searching for work. Spending all her spare time applying for work, but getting no response back. 

The thing is, a lot of the stress and worries she currently has, is through the debts she can not afford and the hounding she is receiving. 

She has made enquiries about bankruptcy, but the fees which are charged for this are extortionate for someone who already has financial difficulties. The money she receives from her J.S.A, is barely enough to keep her going as it is and she just can not afford to put that money away to save up to go bankrupt. 

Repeal Usury

Charging interest, though widely accepted, is not in the best interest
of the people.

Deuteronomy 23:19 Thou shalt not lend upon usury to thy brother; usury
of money, usury of victuals, usury of any thing that is lent upon
usury  http://jahtruth.net/kofkad.htm

Within The Law, altered as other contributions explain, is Law to free
us from debt.
Hidden within massive, illegal regulations, is Law, that benefits
people, world-wide.

1.  " In the fiftieth, the Year of Jubilee, every family must return
to its inheritance."

2. " The seventh year was called the Year of Release. Read about it in
the 15th chapter of Deuteronomy. Not only were all slaves released
from bondage, but in that year all debts must be forgiven."

The reality and simplicity of this is markedly obvious. The following
link helps explain –

http://jahtruth.net/greeneco.htm

Why is this idea important?

Charging interest, though widely accepted, is not in the best interest
of the people.

Deuteronomy 23:19 Thou shalt not lend upon usury to thy brother; usury
of money, usury of victuals, usury of any thing that is lent upon
usury  http://jahtruth.net/kofkad.htm

Within The Law, altered as other contributions explain, is Law to free
us from debt.
Hidden within massive, illegal regulations, is Law, that benefits
people, world-wide.

1.  " In the fiftieth, the Year of Jubilee, every family must return
to its inheritance."

2. " The seventh year was called the Year of Release. Read about it in
the 15th chapter of Deuteronomy. Not only were all slaves released
from bondage, but in that year all debts must be forgiven."

The reality and simplicity of this is markedly obvious. The following
link helps explain –

http://jahtruth.net/greeneco.htm

Benefits & Bills..

I would like to see utility providers and the TV licence accept and recognise, by law, standing orders as legitimate payment methods.

I work with people on benefits who struggle to pay their bills. This is not only down to the fact that they have low incomes but also because they may have mental health or substance misuse issues.  

The exisiting payment methods only work for those of us who are able to budget effectively. Direc debits are paid on the same date of each month whereas benefits are paid on the same day of each month or week. What this means is that direct debit is not an effective way to pay although for the majority it is the easiest way to pay.

There are payment cards which do work for many but i have seen lots of people fall behind with payment cards. There is a tendency to juggle payments and for one or all of the balls get dropped.

Standing orders can be set up to be paid on the same day every month or week or fortnight. This could coincide with the payment of benefit.

Providers dont like standing orders because they are not in control of them and cannot raise the amount when required. There is also an issue with provders receiving payments without ref numbers and then not knowing what account it is for. These are issues that i feel could be overcome with some organization.

So, in essence, I believe that everyone should have the right to pay their bills in any way that is convienient to them and not in whatever form is most convienient to the provider. Power to the people.

Make a Stand for Standing Orders!

Why is this idea important?

I would like to see utility providers and the TV licence accept and recognise, by law, standing orders as legitimate payment methods.

I work with people on benefits who struggle to pay their bills. This is not only down to the fact that they have low incomes but also because they may have mental health or substance misuse issues.  

The exisiting payment methods only work for those of us who are able to budget effectively. Direc debits are paid on the same date of each month whereas benefits are paid on the same day of each month or week. What this means is that direct debit is not an effective way to pay although for the majority it is the easiest way to pay.

There are payment cards which do work for many but i have seen lots of people fall behind with payment cards. There is a tendency to juggle payments and for one or all of the balls get dropped.

Standing orders can be set up to be paid on the same day every month or week or fortnight. This could coincide with the payment of benefit.

Providers dont like standing orders because they are not in control of them and cannot raise the amount when required. There is also an issue with provders receiving payments without ref numbers and then not knowing what account it is for. These are issues that i feel could be overcome with some organization.

So, in essence, I believe that everyone should have the right to pay their bills in any way that is convienient to them and not in whatever form is most convienient to the provider. Power to the people.

Make a Stand for Standing Orders!

Billions to be made from Cannabis

Politicians are looking for ways to get cash. Cannabis could bring in billions a year and non of the money made would go to marijuana related issues, because using cannabis had no societal drawbacks. All the taxes made could be spent on fixing drunk people and smokers lungs. Also isn't a good weed session just what's needed in hard economic times like this??

 

I don't like being a criminal and I would like to pay tax on the cannabis I buy rather than give my cash to other criminals. So government, its your choice. No ones going to stop growing smoking it because everyone knows its the safest most therapeutic substance know to man.

Why is this idea important?

Politicians are looking for ways to get cash. Cannabis could bring in billions a year and non of the money made would go to marijuana related issues, because using cannabis had no societal drawbacks. All the taxes made could be spent on fixing drunk people and smokers lungs. Also isn't a good weed session just what's needed in hard economic times like this??

 

I don't like being a criminal and I would like to pay tax on the cannabis I buy rather than give my cash to other criminals. So government, its your choice. No ones going to stop growing smoking it because everyone knows its the safest most therapeutic substance know to man.

Self-Taxing Of Cannabis, An Idea For Legitimacy

You only have to browse this website to know cannabis users are very eloquent, informed, and well read.  The stigmatisation of this substance is archaic, and frankly, embarrassing to our international relations.  We are one of the last great garrison on the war on cannabis.

The UK cannabis user is desperately seeking legitimacy and to not be stigmatised by the ignorance and propaganda that has engulfed this subject for 90 years out of its 4000 year documented history.

I myself was anti cannabis until 2005, this was due to the fact I had no reason to seek further education on it, I was a closed book.  Now, after years of research, I truly am left awestruck at the level of misinformation that I had been subjected to via the media.  I have never broken a law, I have a high regard for morals, and the subject of cannabis inflames my humanity and morality into overdrive, the fact that it saves lives, including my own, is a travesty to those who suffer.

It is our democratic necessity to question and debate law, because a law exists it doesn't make it just.  History is littered with examples.  Clearly, the cannabis users of the UK have a great social standing and wish to be recognised as hard working and intelligible people; with this in mind, I propose thus:

Our country is in fiscal disaster, our troops are in danger and are dying through lack of money and equipment, the cannabis community are urging, crying out to be taxed on our substance of preference -in any society- this is a juxtaposed stance to say the least. 

If our voice is to be ignored once more as it has time and time again, in the anteroom, I would like to see an autonomous system where we self tax our usage.  It is simply not decent that cannabis has been ignored as a source of revenue when people are in mortal danger due to lack of funds, whether it be the NHS and hospitals or troops, it is once more morally repugnant that this is allowed.

The idea: If you are to use cannabis in any way, then you allow a brief period of reflection for those who are suffering and in need.  I would like to see a charity set up where we can all anonymously pay into without fear of reprisal.  This charity would act as our own taxation and contribution to the country.  If we all did our part and added a small amount with each usage like we would any other substance such as alcohol,  then we can stand up and be counted. 

Charities I would like to see benefit are the ones in need to alleviate suffering, such as Help the Heroes, British Legion, M.S association, and on a personal note, the M.E association, but of course, this would be up to the community as a whole as this is how democracy works, there are many people in need in current times.

We could raise much revenue in self taxing, and when we all seek to do this through legalisation, then I propose we all do our bit now and help the country where it is needed, we cannot let people suffer when we are readily prepared to pay our way.

Sounds idealist doesn't it?  But it doesn't have to be, it can be the simplest and most profitable protest of all time.  Identities can still be anonymous all the while law and stigma demands it so, so there is truly nothing to lose and everything to gain.

It is estimated cannabis taxation could raise millions, possibly billions.  If we actually did our bit, we could do a lot of good through amicable defiance.

Why is this idea important?

You only have to browse this website to know cannabis users are very eloquent, informed, and well read.  The stigmatisation of this substance is archaic, and frankly, embarrassing to our international relations.  We are one of the last great garrison on the war on cannabis.

The UK cannabis user is desperately seeking legitimacy and to not be stigmatised by the ignorance and propaganda that has engulfed this subject for 90 years out of its 4000 year documented history.

I myself was anti cannabis until 2005, this was due to the fact I had no reason to seek further education on it, I was a closed book.  Now, after years of research, I truly am left awestruck at the level of misinformation that I had been subjected to via the media.  I have never broken a law, I have a high regard for morals, and the subject of cannabis inflames my humanity and morality into overdrive, the fact that it saves lives, including my own, is a travesty to those who suffer.

It is our democratic necessity to question and debate law, because a law exists it doesn't make it just.  History is littered with examples.  Clearly, the cannabis users of the UK have a great social standing and wish to be recognised as hard working and intelligible people; with this in mind, I propose thus:

Our country is in fiscal disaster, our troops are in danger and are dying through lack of money and equipment, the cannabis community are urging, crying out to be taxed on our substance of preference -in any society- this is a juxtaposed stance to say the least. 

If our voice is to be ignored once more as it has time and time again, in the anteroom, I would like to see an autonomous system where we self tax our usage.  It is simply not decent that cannabis has been ignored as a source of revenue when people are in mortal danger due to lack of funds, whether it be the NHS and hospitals or troops, it is once more morally repugnant that this is allowed.

The idea: If you are to use cannabis in any way, then you allow a brief period of reflection for those who are suffering and in need.  I would like to see a charity set up where we can all anonymously pay into without fear of reprisal.  This charity would act as our own taxation and contribution to the country.  If we all did our part and added a small amount with each usage like we would any other substance such as alcohol,  then we can stand up and be counted. 

Charities I would like to see benefit are the ones in need to alleviate suffering, such as Help the Heroes, British Legion, M.S association, and on a personal note, the M.E association, but of course, this would be up to the community as a whole as this is how democracy works, there are many people in need in current times.

We could raise much revenue in self taxing, and when we all seek to do this through legalisation, then I propose we all do our bit now and help the country where it is needed, we cannot let people suffer when we are readily prepared to pay our way.

Sounds idealist doesn't it?  But it doesn't have to be, it can be the simplest and most profitable protest of all time.  Identities can still be anonymous all the while law and stigma demands it so, so there is truly nothing to lose and everything to gain.

It is estimated cannabis taxation could raise millions, possibly billions.  If we actually did our bit, we could do a lot of good through amicable defiance.

Charging of Statutory Interest for Late Payment to be mandatory.

Many small businesses are affected by poor payers, so much so that it has was tagged a new 'British Disease' in the 90's.  The Late Payment Act 'pill' intended to cure this disease has not worked (late payment of commercial debts (interest) act 1998).

This is a cultural problem brought about by (at least) indifference, or (at worse) corporate bullying or criminality.  

Small business needs support in backing up their rights to Statutory Interest on the debt.

By making it mandatory to pay Statutory Interest after a short interest-free opportunity has passed, this would establish punctual payment as the norm, as it is in many other countries.     

Why is this idea important?

Many small businesses are affected by poor payers, so much so that it has was tagged a new 'British Disease' in the 90's.  The Late Payment Act 'pill' intended to cure this disease has not worked (late payment of commercial debts (interest) act 1998).

This is a cultural problem brought about by (at least) indifference, or (at worse) corporate bullying or criminality.  

Small business needs support in backing up their rights to Statutory Interest on the debt.

By making it mandatory to pay Statutory Interest after a short interest-free opportunity has passed, this would establish punctual payment as the norm, as it is in many other countries.     

Debt Relief Orders

In April 2009, Debt Relief Orders were introduced and were  designed to help those in financial difficulties with less than £15,000 of debt and less than £300 in assets. 

The problem with these D.R.O's is they include all assets….even a pension which you may not be entitled to for many years. In doing so, it automatically eliminates people from being able to apply for a D.R.O and leaves them with no alternative except to go for bankruptcy or wait for the bailiffs to eventually turn up. 

This idea which was designed to help people in real financial hardship with spiralling debts is actually no good should you have been made redundant and are not able to receive your pension for another 30 years!

The issues regarding removing pensions from the application for a D.R.O should be addressed immediately and help ease personal financial debts which are fast becoming out of control. 

Why is this idea important?

In April 2009, Debt Relief Orders were introduced and were  designed to help those in financial difficulties with less than £15,000 of debt and less than £300 in assets. 

The problem with these D.R.O's is they include all assets….even a pension which you may not be entitled to for many years. In doing so, it automatically eliminates people from being able to apply for a D.R.O and leaves them with no alternative except to go for bankruptcy or wait for the bailiffs to eventually turn up. 

This idea which was designed to help people in real financial hardship with spiralling debts is actually no good should you have been made redundant and are not able to receive your pension for another 30 years!

The issues regarding removing pensions from the application for a D.R.O should be addressed immediately and help ease personal financial debts which are fast becoming out of control. 

Enact the Bank of England (Creation of Currency) Bill 2010

Forcing millions of ordinary people to borrow their means of exchange into existence from the banks at their own risk and expense, in the form of over-priced mortgages and other loans, and then taxing them to service government debt on top of that, severely limits economic independence and freedom of choice.  If the definition of a slave is not ill-treatment, but the fact that he or she has no say in their own policy, the decision to tax the people to save the banks, without any offer of a vote or any discussion of alternative means of creating new purchasing power, reduces large swaths of the population to slavery.

The Bank of England (Creation of Currency) Bill 2010 proposes a simple reform which will dramatically reduce taxes, while at the same time expanding and maintaining infrastructure and providing decent public services.

The Bill establishes as its Universal Principle that: “Throughout the entire banking and deposit taking system … every credit to an account must be matched by an equal debit from a different account.”  Only the Bank of England will be exempt from this requirement, thereby enjoying sole right to create all of the UK’s new money, both cash and non-cash.

Enactment of the Bill will complete the work of The Bank Charter Act of 1844, which made it as illegal for the commercial banks to print notes as it already was for them to mint coins.  Under the Act it will also be illegal for them to create non-cash money in the form of "credit".  In effect, the money supply will be nationalised without any need to nationalise the banks, which will continue to compete for their profits in the open market – with the difference that they will now confine themselves to borrowing and lending money which already exists.

With money recognised as a public utility, the MPC will be responsible for issuing or withdrawing it from circulation directly, instead of depending on the blunt instrument of interest rates to control inflation; and any new money created can be spent into circulation on  public works and services as indicated by voters in the usual way, at general elections.

The Bank of England (Creation of Currency) Bill 2010 is online, with detailed explanations and FAQs, at http://www.bankofenglandact.co.uk/.

Why is this idea important?

Forcing millions of ordinary people to borrow their means of exchange into existence from the banks at their own risk and expense, in the form of over-priced mortgages and other loans, and then taxing them to service government debt on top of that, severely limits economic independence and freedom of choice.  If the definition of a slave is not ill-treatment, but the fact that he or she has no say in their own policy, the decision to tax the people to save the banks, without any offer of a vote or any discussion of alternative means of creating new purchasing power, reduces large swaths of the population to slavery.

The Bank of England (Creation of Currency) Bill 2010 proposes a simple reform which will dramatically reduce taxes, while at the same time expanding and maintaining infrastructure and providing decent public services.

The Bill establishes as its Universal Principle that: “Throughout the entire banking and deposit taking system … every credit to an account must be matched by an equal debit from a different account.”  Only the Bank of England will be exempt from this requirement, thereby enjoying sole right to create all of the UK’s new money, both cash and non-cash.

Enactment of the Bill will complete the work of The Bank Charter Act of 1844, which made it as illegal for the commercial banks to print notes as it already was for them to mint coins.  Under the Act it will also be illegal for them to create non-cash money in the form of "credit".  In effect, the money supply will be nationalised without any need to nationalise the banks, which will continue to compete for their profits in the open market – with the difference that they will now confine themselves to borrowing and lending money which already exists.

With money recognised as a public utility, the MPC will be responsible for issuing or withdrawing it from circulation directly, instead of depending on the blunt instrument of interest rates to control inflation; and any new money created can be spent into circulation on  public works and services as indicated by voters in the usual way, at general elections.

The Bank of England (Creation of Currency) Bill 2010 is online, with detailed explanations and FAQs, at http://www.bankofenglandact.co.uk/.

Re-introduce weekly pay

A significant number of people in the UK rely on Credit Cards to get through the month. Once a person is in this cycle it is very difficult to get out of. Normally their debts spiral, eventually become unmanageable and they are effectively economically inactive. The Credit Card companies end up with a bad debt, which ultimately means they will pay less tax.

I feel that if we could clear any legislative obstacles to employees having the right to be paid weekly, there would be many benefits.

Less money being wasted on high interest charges would mean consumers would have greater spending power. 

That spending power would be spread more evenly over the month, which may help some businesses with their cash flow. In a time when Banks seem reluctant to offer businesses credit, this could be a good thing.

People in serious debt can easily become a burden on the State, either through using the CAB,  becoming ill or losing their job. Making it easier for people to stay out of debt could lead to cost savings over time in several Govt Departments.

 

 

Why is this idea important?

A significant number of people in the UK rely on Credit Cards to get through the month. Once a person is in this cycle it is very difficult to get out of. Normally their debts spiral, eventually become unmanageable and they are effectively economically inactive. The Credit Card companies end up with a bad debt, which ultimately means they will pay less tax.

I feel that if we could clear any legislative obstacles to employees having the right to be paid weekly, there would be many benefits.

Less money being wasted on high interest charges would mean consumers would have greater spending power. 

That spending power would be spread more evenly over the month, which may help some businesses with their cash flow. In a time when Banks seem reluctant to offer businesses credit, this could be a good thing.

People in serious debt can easily become a burden on the State, either through using the CAB,  becoming ill or losing their job. Making it easier for people to stay out of debt could lead to cost savings over time in several Govt Departments.

 

 

Moratorium on Bailiffs and Collectors

Place a moratorium on the practices of Bailiffs being permitted to come into one’s home and take belongings, and on the practices and tactics of overly-aggresive collectors.

Why is this idea important?

Place a moratorium on the practices of Bailiffs being permitted to come into one’s home and take belongings, and on the practices and tactics of overly-aggresive collectors.

Parents Debts

When parents die why do the children have to pay the debts that have been incurred and signed for by the parents when alive, it's not really fare that the children have to pay them when there is no money after everything is sold, the children did not incur the debts, so why should they be held responsible and have to pay them. I believe that when you die so do the debts you have outstanding.

Why is this idea important?

When parents die why do the children have to pay the debts that have been incurred and signed for by the parents when alive, it's not really fare that the children have to pay them when there is no money after everything is sold, the children did not incur the debts, so why should they be held responsible and have to pay them. I believe that when you die so do the debts you have outstanding.

Change to the Limitations Act

I would like to see a change to the Limitations Act which would reduce the time limit mortgage lenders are able to pursue debtors from 12 years to 6 years in line with other creditors. for far too long mortgagees have enjoyed a 12 year limitation period where a shortfall has been created when they take possession of a property and not enough scrutiny is given to them selling the property massively at undervalue instead of renting the property to reduce this debt or handing the property letting a RSL

Why is this idea important?

I would like to see a change to the Limitations Act which would reduce the time limit mortgage lenders are able to pursue debtors from 12 years to 6 years in line with other creditors. for far too long mortgagees have enjoyed a 12 year limitation period where a shortfall has been created when they take possession of a property and not enough scrutiny is given to them selling the property massively at undervalue instead of renting the property to reduce this debt or handing the property letting a RSL

Marital Desertion – Remove the burden of 50% of Joint Marital Debt

Remove the burden of 50% of joint marital debt (for example Mortgage Repayments and utility service bills) from the responsibility of a spouse, whose husband or wife has deserted them and left the UK. Then force the Creditor(s) to trace the guilty partner for the repayment of the remaining 50% of joint debt, rather than pursuing the innocent partner left in the UK.

Why is this idea important?

Remove the burden of 50% of joint marital debt (for example Mortgage Repayments and utility service bills) from the responsibility of a spouse, whose husband or wife has deserted them and left the UK. Then force the Creditor(s) to trace the guilty partner for the repayment of the remaining 50% of joint debt, rather than pursuing the innocent partner left in the UK.

Repeal of forcible entry and force against persons by bailiffs

End bailiffs powers to break in and use force against debtors and fine defaulters. 

We are seeking a return to the peaceful enforcement of fines by bailiffs who have been able to break to people's homes since March 2006 when the Domestic Violence Crime and Victims Act 2004 came into force. Very dangerous powers also exist in the Tribunals Courts and Enforcement Act 2007 which allow bailiffs to break in to enforce all civil debts and to use force against the debtor or fine defaulter but they are not yet in force. These perverse laws should be removed in a Great Repeal Bill.  

Why is this idea important?

End bailiffs powers to break in and use force against debtors and fine defaulters. 

We are seeking a return to the peaceful enforcement of fines by bailiffs who have been able to break to people's homes since March 2006 when the Domestic Violence Crime and Victims Act 2004 came into force. Very dangerous powers also exist in the Tribunals Courts and Enforcement Act 2007 which allow bailiffs to break in to enforce all civil debts and to use force against the debtor or fine defaulter but they are not yet in force. These perverse laws should be removed in a Great Repeal Bill.  

abolish court and charging orders on properties related to debt

I believe that banks have demonstrated that when it comes to managing the nations money they are no better. So making the general public pay through court orders seems unfair. I think banks should be prevented from issuing court orders without warning. This a waste of time and tax payers money. Many people are willing to pay their debt and are tied in to debt management plans. So why put them through the humiliation of going to court and treat them like criminals. Charging a fee for warning letter when person who is already in debt is ludicrous. The court orders run for years and are an expensive waste of money.

Why is this idea important?

I believe that banks have demonstrated that when it comes to managing the nations money they are no better. So making the general public pay through court orders seems unfair. I think banks should be prevented from issuing court orders without warning. This a waste of time and tax payers money. Many people are willing to pay their debt and are tied in to debt management plans. So why put them through the humiliation of going to court and treat them like criminals. Charging a fee for warning letter when person who is already in debt is ludicrous. The court orders run for years and are an expensive waste of money.