Variable employer NI to counter age and sex discimination

Remove the incentive for employers to discriminate on the grounds of age and sex when hiring as follows:

1. Government to compile and publish annual tables showing the average costs to businesses due to sickness absence, maternity leave etc. as a function of employee age and sex.

2. Employer's NI contributions to be made age and sex related to compensate businesses for these costs.

Why is this idea important?

Remove the incentive for employers to discriminate on the grounds of age and sex when hiring as follows:

1. Government to compile and publish annual tables showing the average costs to businesses due to sickness absence, maternity leave etc. as a function of employee age and sex.

2. Employer's NI contributions to be made age and sex related to compensate businesses for these costs.

Reduce VAT on diy insulation and double glazing

1. Reduce the rate of VAT charged on insulation for diy installation in residential properties to the lower rate, currently 5%.

2. Reduce the rate of VAT on double glazing installed in residential properties to the lower rate, in line with other home insulation measures.

Why is this idea important?

1. Reduce the rate of VAT charged on insulation for diy installation in residential properties to the lower rate, currently 5%.

2. Reduce the rate of VAT on double glazing installed in residential properties to the lower rate, in line with other home insulation measures.

Replace capital allowances with accounting depreciation and 100% allowance for small businesses

Under the life of the last Labour Government there was constant tinkering with capital allowances (the tax allowances given to businesses for capital purchases, such as plant, equipment, vehicles, etc) in just about every Budget.  Most small businesses really had no idea where they stood with capital allowances.

The system can be simplified in two ways: –

1.  All small businesses should be entitled to 100% first year allowance for capital purchases.  In any case, we are effectively just about there already with the £100k annual investment allowance.  Few small businesses spend more than that in capital equipment every year.  If they do, then congratulate them by giving them the tax relief!

2.  For all other businesses replace capital allowances with accounting depreciation.  After all, if it is good enough for the shareholders, why is it not good enough for the Taxman.  Of course, the Taxman will argue that the two are different over the short term and that depreciation is open to manipulation for tax purposes.  Tough – they generally even out over the long term.

Why is this idea important?

Under the life of the last Labour Government there was constant tinkering with capital allowances (the tax allowances given to businesses for capital purchases, such as plant, equipment, vehicles, etc) in just about every Budget.  Most small businesses really had no idea where they stood with capital allowances.

The system can be simplified in two ways: –

1.  All small businesses should be entitled to 100% first year allowance for capital purchases.  In any case, we are effectively just about there already with the £100k annual investment allowance.  Few small businesses spend more than that in capital equipment every year.  If they do, then congratulate them by giving them the tax relief!

2.  For all other businesses replace capital allowances with accounting depreciation.  After all, if it is good enough for the shareholders, why is it not good enough for the Taxman.  Of course, the Taxman will argue that the two are different over the short term and that depreciation is open to manipulation for tax purposes.  Tough – they generally even out over the long term.

Scrap tax exemption for buy-to-let speculators

Since the government is not prepared to level the playing field and reintroduce MIRAS (at 100%) for all, it should instead scrap the tax relief enjoyed by buy-to-let speculators. This exemption/deduction is both expensive (to the taxpayer), distorts the market, encourages speculative bubbles and favours a vested interest over the wider economy.

Why is this idea important?

Since the government is not prepared to level the playing field and reintroduce MIRAS (at 100%) for all, it should instead scrap the tax relief enjoyed by buy-to-let speculators. This exemption/deduction is both expensive (to the taxpayer), distorts the market, encourages speculative bubbles and favours a vested interest over the wider economy.

Scrap tax exemption for buy-to-let speculators

Since the government is not prepared to level the playing field and reintroduce MIRAS (at 100%) for all, it should instead scrap the tax relief enjoyed by buy-to-let speculators. This exemption/deduction is both expensive (to the taxpayer), distorts the market, encourages speculative bubbles and favours a vested interest over the wider economy.

Why is this idea important?

Since the government is not prepared to level the playing field and reintroduce MIRAS (at 100%) for all, it should instead scrap the tax relief enjoyed by buy-to-let speculators. This exemption/deduction is both expensive (to the taxpayer), distorts the market, encourages speculative bubbles and favours a vested interest over the wider economy.

Close the tax loopholes…..

Tax loopholes have been untouched by each consecutive government simply because they are used by themselves.

It would be so simple ,just ask any accountant and they can give a list of scams to evade tax.

These loopholes are used by the greedy and selfish better off and the government should be made to justify why they allow these people to evade tax.

Why is this idea important?

Tax loopholes have been untouched by each consecutive government simply because they are used by themselves.

It would be so simple ,just ask any accountant and they can give a list of scams to evade tax.

These loopholes are used by the greedy and selfish better off and the government should be made to justify why they allow these people to evade tax.

more tax on canned beer less on draught

a lot of pubs are going to the wall because of people buying cheep canned beer from supermarketsso i think if you put more tax on canned beer and lowered the tax on draught beer in pubs , wherei think most people drink sensibly , we could see the pub trade get a new lease of life and get less pubs closing down , leaving less eye sores on the street ,get more people into work , get community pubs going again..

Why is this idea important?

a lot of pubs are going to the wall because of people buying cheep canned beer from supermarketsso i think if you put more tax on canned beer and lowered the tax on draught beer in pubs , wherei think most people drink sensibly , we could see the pub trade get a new lease of life and get less pubs closing down , leaving less eye sores on the street ,get more people into work , get community pubs going again..

Land Reform

For nearly 1000 years the people of this country have been marginalised on the land by big landowners. I propose we limit the maximum individual or corporate holding to 5,000 acres

Why is this idea important?

For nearly 1000 years the people of this country have been marginalised on the land by big landowners. I propose we limit the maximum individual or corporate holding to 5,000 acres

Excessive bank charges

A law must be brought in to help the lower income people and those on benefits survive excessive bank charges, some banks have changed the way they charge, they done away with the word PENALTY, but replaced the charges as,  An Arranged overdraft fee  and a un-arranged overdraft fee.

Both of these charges are quite excessive and unfair, sometimes leaving people on benefits or low income with-out any money in their accounts to live on, I have been on long term jsa benefit, 18 month's now with no chance of work because of my age, I have a £100 overdraft limit, but only receive £76 per fortnight, I sometimes have £40 every second payment to last me 4 weeks as all of my first of the months payment is taken for Arranged and un-arranged overdraft fees, so I am constantly paying the fees (penalty charges). Try telling that to the Credit companies when they start to chase for non-payment of bills,ccj's or bailiff' warning's.

Why is this idea important?

A law must be brought in to help the lower income people and those on benefits survive excessive bank charges, some banks have changed the way they charge, they done away with the word PENALTY, but replaced the charges as,  An Arranged overdraft fee  and a un-arranged overdraft fee.

Both of these charges are quite excessive and unfair, sometimes leaving people on benefits or low income with-out any money in their accounts to live on, I have been on long term jsa benefit, 18 month's now with no chance of work because of my age, I have a £100 overdraft limit, but only receive £76 per fortnight, I sometimes have £40 every second payment to last me 4 weeks as all of my first of the months payment is taken for Arranged and un-arranged overdraft fees, so I am constantly paying the fees (penalty charges). Try telling that to the Credit companies when they start to chase for non-payment of bills,ccj's or bailiff' warning's.

Abolish the requirement for motorcycles to display a tax disc.

Abolish the requirement for motorcycles to display a tax disc. The concept of displaying a paper disc in an unsecure location in order to demonstrate legal satus is archaic. Especially considering that the relevant authorities are perfectly capable of establishing the legal status of a vehicle simply by interogating a database.

Why is this idea important?

Abolish the requirement for motorcycles to display a tax disc. The concept of displaying a paper disc in an unsecure location in order to demonstrate legal satus is archaic. Especially considering that the relevant authorities are perfectly capable of establishing the legal status of a vehicle simply by interogating a database.

Redirect Inheritance tax to the heirs

At the moment the tax on a persons estate is based on the value of the estate. Why?

The person who built up that estate paid tax (or did their best to avoid doing so) their entire life. Once they are dead then, as the saying goes you can't take it with you.

At that point how can you tax them, they no longer exist. There is as a result a considerable level of discontect that mum/dad/uncle albert etc… was already taxed on that, why should they be taxed again now they have gone.

To me the simplest way to rectify this is to move the point of tax away from the estate and on to the person who is receiving the money. That person or those persons, have never worked for that money. To the heir it is a windfall, a bonus. Tax that bonus as you would any other unearned capital gains.

To simplify the process apply tax at the higher rate on the money and require anyone who is not subject to this to submit a claim form to claim any extra which they are entitled to within the rules.

For any inherritence which is then to go outside of the country you can make all such subject to the full higher rate tax.

Why is this idea important?

At the moment the tax on a persons estate is based on the value of the estate. Why?

The person who built up that estate paid tax (or did their best to avoid doing so) their entire life. Once they are dead then, as the saying goes you can't take it with you.

At that point how can you tax them, they no longer exist. There is as a result a considerable level of discontect that mum/dad/uncle albert etc… was already taxed on that, why should they be taxed again now they have gone.

To me the simplest way to rectify this is to move the point of tax away from the estate and on to the person who is receiving the money. That person or those persons, have never worked for that money. To the heir it is a windfall, a bonus. Tax that bonus as you would any other unearned capital gains.

To simplify the process apply tax at the higher rate on the money and require anyone who is not subject to this to submit a claim form to claim any extra which they are entitled to within the rules.

For any inherritence which is then to go outside of the country you can make all such subject to the full higher rate tax.

VAT relief on specific services

I have already made this post in the business section under VAT but I feel that it deserves it's own place in the forum.

The MOT Test is deemed as a necessity and therefore not subject to VAT, why then should the repairs relating to an MOT failure be subject to VAT.

To ensure that cars are maintained on a regular basis by garages that have invested in qualified people and the correct equipment, VAT should be scrapped on repairs to cars owned by private individuals.

When a garage with overheads quote on a service or a repair it will naturally be more expensive than a "Fred in the shed" but then to add a further 17.5% soon to be 20% on top it makes it difficult to seal the deal.

If we want safe roads and a clean enviroment, make it more cost effective for the public to care for their car, this would help keep small garages to stay in businesss, the government can still have the VAT on the repairs to the commercial vehicle fleets.

Why is this idea important?

I have already made this post in the business section under VAT but I feel that it deserves it's own place in the forum.

The MOT Test is deemed as a necessity and therefore not subject to VAT, why then should the repairs relating to an MOT failure be subject to VAT.

To ensure that cars are maintained on a regular basis by garages that have invested in qualified people and the correct equipment, VAT should be scrapped on repairs to cars owned by private individuals.

When a garage with overheads quote on a service or a repair it will naturally be more expensive than a "Fred in the shed" but then to add a further 17.5% soon to be 20% on top it makes it difficult to seal the deal.

If we want safe roads and a clean enviroment, make it more cost effective for the public to care for their car, this would help keep small garages to stay in businesss, the government can still have the VAT on the repairs to the commercial vehicle fleets.

Reform the Tax System

Repeal VAT, Corporation tax, employers NIC and capital gains Tax.  Impose a flat tax on all earnings including eanings from shares in companies of which one is an employee or director.

Why is this idea important?

Repeal VAT, Corporation tax, employers NIC and capital gains Tax.  Impose a flat tax on all earnings including eanings from shares in companies of which one is an employee or director.

Equal Pay and tax credit

I would like a law passed that will allow women to earn the same pay as men in the same job function.

I would also like working mothers to be guaranteed financial support for childcare

Why is this idea important?

I would like a law passed that will allow women to earn the same pay as men in the same job function.

I would also like working mothers to be guaranteed financial support for childcare

363 Annual Returns

That businesses only be required to make a return when the shareholders/ directors change. Saves the 2+ milion small businesses that don't really change that much £15-30 a year in red tape cost and frees HMRC from the bueaucracy costs of monitoring whether businesses have done so. HMRC can check whether the 363 is up-to-date when it conducts its tax/VAT audits of businesses every 3 years.

Why is this idea important?

That businesses only be required to make a return when the shareholders/ directors change. Saves the 2+ milion small businesses that don't really change that much £15-30 a year in red tape cost and frees HMRC from the bueaucracy costs of monitoring whether businesses have done so. HMRC can check whether the 363 is up-to-date when it conducts its tax/VAT audits of businesses every 3 years.

Why don’t energy-generating renewable technologies qualify for Enhanced Capital Allowances?

The new Feed-In Tariff (FIT) for energy generating technologies was launched in April this year.  The Renewable Heat Incentive is due to start in April 2011.  For both, generators will be paid for every kilowatt hour of energy (electricity or heat) that they produce.  So called 'energy reducing' technologies including solar hot water and biomass are elegible for Enhanced Capital Allowances – business tax rebates that makie them a viable investment option for those looking for long term returns.  But energy generating technologies are excluded from this tax benefit – meaning that those with a long-term view of investments (25 years in the case of photovoltaics) will not invest.  They can earn as much if they put the money in the bank and leave it there.  Domestic generators benefit from a tax-free FIT so they are okay.  Why are the energy-generating technologies being disadvantaged.  I work for a photovoltaics company and we are seeing a huge increase in interest in the technology which is potentially good news for carbon reduction.  But not if investors turn away due to the lack of ECAs.  This is a typical example of the lack of 'joined up thinking' within government departments – in this case, HMRC, DECC and the Treasury.  Please do something about it!

Why is this idea important?

The new Feed-In Tariff (FIT) for energy generating technologies was launched in April this year.  The Renewable Heat Incentive is due to start in April 2011.  For both, generators will be paid for every kilowatt hour of energy (electricity or heat) that they produce.  So called 'energy reducing' technologies including solar hot water and biomass are elegible for Enhanced Capital Allowances – business tax rebates that makie them a viable investment option for those looking for long term returns.  But energy generating technologies are excluded from this tax benefit – meaning that those with a long-term view of investments (25 years in the case of photovoltaics) will not invest.  They can earn as much if they put the money in the bank and leave it there.  Domestic generators benefit from a tax-free FIT so they are okay.  Why are the energy-generating technologies being disadvantaged.  I work for a photovoltaics company and we are seeing a huge increase in interest in the technology which is potentially good news for carbon reduction.  But not if investors turn away due to the lack of ECAs.  This is a typical example of the lack of 'joined up thinking' within government departments – in this case, HMRC, DECC and the Treasury.  Please do something about it!

Scrap VAT on Condoms

Government in general proclaim to promote safe-sex to prevent unwanted pregnancy and unwanted STD's. So why are Condoms not VAT exempt? Perhaps the manufacture should also be free of any taxes? Anything to lower the price.

Having lived overseas I find the cost for a packet of six or eighteen to be very high in the UK.

The UK health system prescribes the pill to women for free, however condoms are a safer and more reliable form of contraception.

UK has the highest teenage pregnancy rate in Europe and the problem of STD's amongst young people are one the rise.

Why is this idea important?

Government in general proclaim to promote safe-sex to prevent unwanted pregnancy and unwanted STD's. So why are Condoms not VAT exempt? Perhaps the manufacture should also be free of any taxes? Anything to lower the price.

Having lived overseas I find the cost for a packet of six or eighteen to be very high in the UK.

The UK health system prescribes the pill to women for free, however condoms are a safer and more reliable form of contraception.

UK has the highest teenage pregnancy rate in Europe and the problem of STD's amongst young people are one the rise.

Merge PAYE and NI into single simple tax

PAYE is a tax with one set of rules. NI is effectively a tax with a different set of rules.

Both are complex. A single tax with a simple set of rules that can be understood by those that are taxed, those that have to collect the the tax (the employers)  and the HMRC staff.

Why is this idea important?

PAYE is a tax with one set of rules. NI is effectively a tax with a different set of rules.

Both are complex. A single tax with a simple set of rules that can be understood by those that are taxed, those that have to collect the the tax (the employers)  and the HMRC staff.

Income Tax Returns submission dates

The deadlines of 31st October ( paper returns) and 31st January (online submission) for the submission of Person Tax Returns polarise the dates on which tax is collected. Were they to be at variable dates as is the case with Corporation Tax and Vat Returns then revenue would be generated more evenly throughout a tax year as distinct from the high collection on 31st January and 31st July as at present. The system of estimated payment on account of tax based on past earnings could be scrapped with a reduction of admin burden ensuing. HMRC perform badly around the 31st of January as their systems and staff creak and breakdown. A high level of returns submitted against the present deadlines are inaccurate due to the difficulties of taxpayers getting adequate support where needed in completing their returns which in turn leads to more investigation work and cost.

Why is this idea important?

The deadlines of 31st October ( paper returns) and 31st January (online submission) for the submission of Person Tax Returns polarise the dates on which tax is collected. Were they to be at variable dates as is the case with Corporation Tax and Vat Returns then revenue would be generated more evenly throughout a tax year as distinct from the high collection on 31st January and 31st July as at present. The system of estimated payment on account of tax based on past earnings could be scrapped with a reduction of admin burden ensuing. HMRC perform badly around the 31st of January as their systems and staff creak and breakdown. A high level of returns submitted against the present deadlines are inaccurate due to the difficulties of taxpayers getting adequate support where needed in completing their returns which in turn leads to more investigation work and cost.

More items and services tax free

Anything which is generally essential or praiseworthy or part of a dying industry will be exempt from VAT and other taxes by 2016. The changes won't be stated generally, but specific things will gradually become exempt from tax because they do some good or because the tax does some damage.

Why is this idea important?

Anything which is generally essential or praiseworthy or part of a dying industry will be exempt from VAT and other taxes by 2016. The changes won't be stated generally, but specific things will gradually become exempt from tax because they do some good or because the tax does some damage.

Review how student loan fees are repaid to the tax man and student loan company.

Employed people who also undertake private work should only have to pay student loan fees back  thorough one payment method only and not twice through salary and self assessed employment.

Why is this idea important?

Employed people who also undertake private work should only have to pay student loan fees back  thorough one payment method only and not twice through salary and self assessed employment.