Abolish Thirdy Party Motor Insurance

Uninsured drivers are a menace. These criminals are causing law abiding citizens much bother and increased costs and are a drain on the public sector via the work of the police and courts.

The aim is to reduce the number of uninsured drivers, the number of accidents and the cost of motor insurance for the average driver.

Abolish Third Party Motor Insurance and start licensing individual drivers for a broader range of vehicles and adding the cost of what was paid in third party premiums to driving licenses.

Accidents are caused by specific drivers in specific cars. Men are more motor accident prone than women, young people more prone to accidents than the middle aged.

The more powerful the car, the more likely the heavier cost of damage in an accident.

The idea is each driver would have an annual driving license, a copy of the summary to be shown on the windscreen and displayed by each driver when using the vehicle, a copy with a photograph of the driver to be on the driver at all times when driving to match the number of the license on the windscreen.

There would be a range of licenses and insurances available at different costs depending on the specific age of the driver, the gender, previous driving record, power of car (under 1 litre, under 2 litres etc) annual mileage etc.

The scheme could be operated by the government or the private sector. The government could award contracts for issuing the licenses / insurances and take a percentage of the revenues earned by the insurance companies.

Why is this idea important?

Uninsured drivers are a menace. These criminals are causing law abiding citizens much bother and increased costs and are a drain on the public sector via the work of the police and courts.

The aim is to reduce the number of uninsured drivers, the number of accidents and the cost of motor insurance for the average driver.

Abolish Third Party Motor Insurance and start licensing individual drivers for a broader range of vehicles and adding the cost of what was paid in third party premiums to driving licenses.

Accidents are caused by specific drivers in specific cars. Men are more motor accident prone than women, young people more prone to accidents than the middle aged.

The more powerful the car, the more likely the heavier cost of damage in an accident.

The idea is each driver would have an annual driving license, a copy of the summary to be shown on the windscreen and displayed by each driver when using the vehicle, a copy with a photograph of the driver to be on the driver at all times when driving to match the number of the license on the windscreen.

There would be a range of licenses and insurances available at different costs depending on the specific age of the driver, the gender, previous driving record, power of car (under 1 litre, under 2 litres etc) annual mileage etc.

The scheme could be operated by the government or the private sector. The government could award contracts for issuing the licenses / insurances and take a percentage of the revenues earned by the insurance companies.

Don’t loose NCD if hit by uninsured

If an uninsured driver hits you and the accident is entirely their fault, it should be illegal for an insurance company to charge you an excess, or remove your No Claims Discount.

Why is this idea important?

If an uninsured driver hits you and the accident is entirely their fault, it should be illegal for an insurance company to charge you an excess, or remove your No Claims Discount.

Drivers CPC

The Drivers Certificate of Professional Competence is pointless. It has been introduced to raise money for administrative companies and to create false jobs. It does nothing for LGV driver competence as existing training and subsequent experience is perfectly adequate to assure public safety. LGV drivers have already passed a long and difficult driving test and do not need 'interpersonal skills' to do their jobs safely and well. It is a pointless expense for transport companies and does nothing for their productivity either. Get rid of it now.

Why is this idea important?

The Drivers Certificate of Professional Competence is pointless. It has been introduced to raise money for administrative companies and to create false jobs. It does nothing for LGV driver competence as existing training and subsequent experience is perfectly adequate to assure public safety. LGV drivers have already passed a long and difficult driving test and do not need 'interpersonal skills' to do their jobs safely and well. It is a pointless expense for transport companies and does nothing for their productivity either. Get rid of it now.

Remove discrimination towards diabetic drivers

When I became a diabetic in 1993 my insurance premium went through the roof, my licence was restricted to three years but I could still drive vehicles up to 7.5 ton.

After renewing my licence for the second three year period, I was told the C1/D1 entitlement had been removed. I was told that if I was to pay to have various medical checks etc. I maybe considered for C1 entitlement for 1 year only.

My idea is to restore C1/D1 entitlement to diabetic drivers who already had the privilage before they became diabetic.

Why is this idea important?

When I became a diabetic in 1993 my insurance premium went through the roof, my licence was restricted to three years but I could still drive vehicles up to 7.5 ton.

After renewing my licence for the second three year period, I was told the C1/D1 entitlement had been removed. I was told that if I was to pay to have various medical checks etc. I maybe considered for C1 entitlement for 1 year only.

My idea is to restore C1/D1 entitlement to diabetic drivers who already had the privilage before they became diabetic.

Remove discrimination towards diabetic drivers

When I became a diabetic in 1993 my insurance premium went through the roof, my licence was restricted to three years but I could still drive vehicles up to 7.5 ton.

After renewing my licence for the second three year period, I was told the C1/D1 entitlement had been removed. I was told that if I was to pay to have various medical checks etc. I maybe considered for C1 entitlement for 1 year only.

My idea is to restore C1/D1 entitlement to diabetic drivers who already had the privilage before they became diabetic.

Why is this idea important?

When I became a diabetic in 1993 my insurance premium went through the roof, my licence was restricted to three years but I could still drive vehicles up to 7.5 ton.

After renewing my licence for the second three year period, I was told the C1/D1 entitlement had been removed. I was told that if I was to pay to have various medical checks etc. I maybe considered for C1 entitlement for 1 year only.

My idea is to restore C1/D1 entitlement to diabetic drivers who already had the privilage before they became diabetic.

European Directives which impact on SMEs

 

To create a Small Business European Task Force to ensure legislation which could impact on SMEs is effectively monitored and engaged with from the outset.

Why is this idea important?

 

To create a Small Business European Task Force to ensure legislation which could impact on SMEs is effectively monitored and engaged with from the outset.